Call reports 2020
CARROLL COUNTY TRUST COMPANY OF CARROLLTON, MISSOURI — 2020
What CARROLL COUNTY TRUST COMPANY OF CARROLLTON, MISSOURI reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 159,566,000 | 163,587,000 | 158,225,000 | 165,514,000 |
| Total loans | 69,686,000 | 64,910,000 | 68,283,000 | 67,364,000 |
| Allowance for loan losses | 346,000 | 1,000,000 | 932,000 | 1,012,000 |
| Securities available for sale | 68,460,000 | 70,215,000 | 72,418,000 | 72,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,851,000 | 128,837,000 | 123,086,000 | 132,320,000 |
| Interest-bearing deposits | 103,347,000 | 100,715,000 | 95,400,000 | 101,974,000 |
| Noninterest-bearing deposits | 26,504,000 | 28,122,000 | 27,686,000 | 30,346,000 |
| Equity capital | 17,510,000 | 18,840,000 | 19,365,000 | 19,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,832,000 | 4,100,000 | 5,612,000 |
| Interest expense | 331,000 | 650,000 | 936,000 | 1,188,000 |
| Net interest income | 1,098,000 | 2,182,000 | 3,164,000 | 4,424,000 |
| Noninterest income | -128,000 | 2,000 | 125,000 | 249,000 |
| Noninterest expense | 762,000 | 1,590,000 | 2,374,000 | 3,413,000 |
| Provision for loan losses | 1,000 | 650,000 | 581,000 | 685,000 |
| Pretax income | 207,000 | -53,000 | 371,000 | 612,000 |
| Income tax | 5,000 | -4,000 | 9,000 | 15,000 |
| Net income | 202,000 | -49,000 | 362,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,289,000 | 17,036,000 | 17,448,000 | 17,682,000 |
| Total capital | 17,635,000 | 18,036,000 | — | — |
| Risk-weighted assets | 148,200,000 | 147,967,000 | — | — |