Call reports 2015
CARROLL COUNTY TRUST COMPANY OF CARROLLTON, MISSOURI — 2015
What CARROLL COUNTY TRUST COMPANY OF CARROLLTON, MISSOURI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 153,715,000 | 149,565,000 | 156,573,000 | 157,451,000 |
| Total loans | 58,462,000 | 60,438,000 | 60,885,000 | 62,220,000 |
| Allowance for loan losses | 976,000 | 992,000 | 1,027,000 | 1,029,000 |
| Securities available for sale | 72,414,000 | 68,163,000 | 75,764,000 | 74,468,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,800,000 | 122,236,000 | 122,359,000 | 121,772,000 |
| Interest-bearing deposits | 103,232,000 | 101,796,000 | 100,162,000 | 101,413,000 |
| Noninterest-bearing deposits | 21,568,000 | 20,440,000 | 22,197,000 | 20,359,000 |
| Equity capital | 16,093,000 | 15,462,000 | 16,016,000 | 15,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,500,000 | 3,762,000 | 5,074,000 |
| Interest expense | 141,000 | 294,000 | 464,000 | 640,000 |
| Net interest income | 1,112,000 | 2,206,000 | 3,298,000 | 4,434,000 |
| Noninterest income | 93,000 | 212,000 | 335,000 | 446,000 |
| Noninterest expense | 866,000 | 1,713,000 | 2,552,000 | 3,677,000 |
| Provision for loan losses | 0 | 16,000 | 51,000 | 61,000 |
| Pretax income | 507,000 | 879,000 | 1,250,000 | 1,388,000 |
| Income tax | -4,000 | 12,000 | 17,000 | 19,000 |
| Net income | 511,000 | 867,000 | 1,233,000 | 1,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,746,000 | 15,831,000 | 15,927,000 | 15,669,000 |
| Total capital | 16,722,000 | 16,823,000 | 16,954,000 | 16,698,000 |
| Risk-weighted assets | 115,072,000 | 115,318,000 | 124,976,000 | 124,830,000 |