Call reports 2012
CARROLL COUNTY TRUST COMPANY OF CARROLLTON, MISSOURI — 2012
What CARROLL COUNTY TRUST COMPANY OF CARROLLTON, MISSOURI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,419,000 | 130,146,000 | 129,221,000 | 137,455,000 |
| Total loans | 48,038,000 | 50,000,000 | 53,029,000 | 54,826,000 |
| Allowance for loan losses | 846,000 | 866,000 | 879,000 | 914,000 |
| Securities available for sale | 66,767,000 | 66,790,000 | 65,693,000 | 71,474,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,604,000 | 96,994,000 | 95,177,000 | 99,626,000 |
| Interest-bearing deposits | 79,563,000 | 83,182,000 | 80,160,000 | 79,728,000 |
| Noninterest-bearing deposits | 15,041,000 | 13,812,000 | 15,017,000 | 19,898,000 |
| Equity capital | 14,183,000 | 14,999,000 | 15,483,000 | 14,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,128,000 | 2,375,000 | 3,593,000 | 4,835,000 |
| Interest expense | 276,000 | 547,000 | 813,000 | 1,064,000 |
| Net interest income | 852,000 | 1,828,000 | 2,780,000 | 3,771,000 |
| Noninterest income | 113,000 | 224,000 | 328,000 | 469,000 |
| Noninterest expense | 698,000 | 1,396,000 | 2,059,000 | 2,968,000 |
| Provision for loan losses | 0 | 0 | 26,000 | 68,000 |
| Pretax income | 503,000 | 1,033,000 | 1,530,000 | 1,872,000 |
| Income tax | 3,000 | 26,000 | 52,000 | 68,000 |
| Net income | 500,000 | 1,007,000 | 1,478,000 | 1,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,467,000 | 13,973,000 | 14,315,000 | 13,763,000 |
| Total capital | 14,313,000 | 14,839,000 | 15,194,000 | 14,677,000 |
| Risk-weighted assets | 113,458,000 | 117,550,000 | 122,518,000 | 127,567,000 |