Call reports 2024
KLEBERG BANK, N.A. — 2024
What KLEBERG BANK, N.A. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 745,468,000 | 694,453,000 | 693,721,000 | 699,984,000 |
| Total loans | 425,939,000 | 432,891,000 | 442,015,000 | 474,773,000 |
| Allowance for loan losses | 5,371,000 | 5,453,000 | 5,503,000 | 5,841,000 |
| Securities available for sale | 169,678,000 | 165,523,000 | 159,130,000 | 149,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,899,000 | 629,843,000 | 621,621,000 | 612,599,000 |
| Interest-bearing deposits | 480,117,000 | 451,662,000 | 435,533,000 | 438,184,000 |
| Noninterest-bearing deposits | 175,782,000 | 178,181,000 | 186,088,000 | 174,415,000 |
| Equity capital | 55,895,000 | 56,616,000 | 63,666,000 | 59,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,123,000 | 16,212,000 | 24,486,000 | 32,848,000 |
| Interest expense | 2,102,000 | 4,168,000 | 6,160,000 | 8,142,000 |
| Net interest income | 6,021,000 | 12,044,000 | 18,326,000 | 24,706,000 |
| Noninterest income | 2,018,000 | 3,367,000 | 4,808,000 | 6,211,000 |
| Noninterest expense | 5,027,000 | 9,897,000 | 14,876,000 | 20,292,000 |
| Provision for loan losses | 270,000 | 405,000 | 585,000 | 1,018,000 |
| Pretax income | 2,742,000 | 5,109,000 | 7,350,000 | 9,069,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,742,000 | 5,109,000 | 7,350,000 | 9,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,826,000 | 64,990,000 | 66,081,000 | 67,275,000 |
| Total capital | 71,350,000 | 70,597,000 | 71,756,000 | 73,393,000 |
| Risk-weighted assets | 464,578,000 | 469,603,000 | 482,725,000 | 507,030,000 |