Call reports 2023
KLEBERG BANK, N.A. — 2023
What KLEBERG BANK, N.A. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 704,905,000 | 711,951,000 | 709,748,000 | 717,739,000 |
| Total loans | 409,673,000 | 402,870,000 | 402,290,000 | 417,505,000 |
| Allowance for loan losses | 5,114,000 | 5,083,000 | 5,143,000 | 5,216,000 |
| Securities available for sale | 193,787,000 | 180,994,000 | 172,681,000 | 171,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,364,000 | 620,353,000 | 618,029,000 | 620,601,000 |
| Interest-bearing deposits | 450,394,000 | 443,684,000 | 435,405,000 | 446,249,000 |
| Noninterest-bearing deposits | 180,970,000 | 176,669,000 | 182,624,000 | 174,352,000 |
| Equity capital | 52,864,000 | 50,818,000 | 48,817,000 | 55,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,689,000 | 14,064,000 | 21,832,000 | 29,977,000 |
| Interest expense | 1,067,000 | 2,538,000 | 4,315,000 | 6,328,000 |
| Net interest income | 5,622,000 | 11,526,000 | 17,517,000 | 23,649,000 |
| Noninterest income | 1,246,000 | 2,463,000 | 3,765,000 | 5,268,000 |
| Noninterest expense | 4,768,000 | 9,523,000 | 14,305,000 | 19,275,000 |
| Provision for loan losses | 130,000 | 140,000 | 380,000 | 540,000 |
| Pretax income | 1,764,000 | 3,925,000 | 6,196,000 | 8,536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,764,000 | 3,925,000 | 6,196,000 | 8,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,668,000 | 61,268,000 | 62,436,000 | 64,141,000 |
| Total capital | 66,922,000 | 66,492,000 | 67,719,000 | 69,511,000 |
| Risk-weighted assets | 451,807,000 | 445,322,000 | 438,644,000 | 451,243,000 |