Call reports 2022
KLEBERG BANK, N.A. — 2022
What KLEBERG BANK, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 720,684,000 | 686,091,000 | 687,988,000 | 712,858,000 |
| Total loans | 349,471,000 | 386,832,000 | 396,194,000 | 403,699,000 |
| Allowance for loan losses | 4,627,000 | 4,791,000 | 4,910,000 | 5,044,000 |
| Securities available for sale | 223,045,000 | 219,299,000 | 209,756,000 | 204,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,658,000 | 608,492,000 | 603,143,000 | 645,120,000 |
| Interest-bearing deposits | 459,732,000 | 430,645,000 | 422,275,000 | 449,910,000 |
| Noninterest-bearing deposits | 168,926,000 | 177,847,000 | 180,868,000 | 195,210,000 |
| Equity capital | 65,495,000 | 51,422,000 | 48,563,000 | 51,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,657,000 | 11,178,000 | 17,263,000 | 23,829,000 |
| Interest expense | 195,000 | 417,000 | 844,000 | 1,614,000 |
| Net interest income | 5,462,000 | 10,761,000 | 16,419,000 | 22,215,000 |
| Noninterest income | 1,385,000 | 2,919,000 | 4,335,000 | 5,625,000 |
| Noninterest expense | 4,619,000 | 9,297,000 | 14,130,000 | 18,863,000 |
| Provision for loan losses | 50,000 | 250,000 | 440,000 | 580,000 |
| Pretax income | 2,178,000 | 4,133,000 | 6,184,000 | 8,397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,178,000 | 4,133,000 | 6,184,000 | 8,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,041,000 | 58,539,000 | 59,513,000 | 61,083,000 |
| Total capital | 63,698,000 | 63,360,000 | 64,453,000 | 66,157,000 |
| Risk-weighted assets | 397,116,000 | 434,698,000 | 439,824,000 | 443,438,000 |