Call reports 2020
KLEBERG BANK, N.A. — 2020
What KLEBERG BANK, N.A. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 593,825,000 | 619,639,000 | 654,742,000 | 643,429,000 |
| Total loans | 346,543,000 | 377,059,000 | 372,626,000 | 374,899,000 |
| Allowance for loan losses | 4,568,000 | 4,603,000 | 4,461,000 | 4,554,000 |
| Securities available for sale | 132,448,000 | 136,095,000 | 142,402,000 | 165,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,061,000 | 515,193,000 | 558,325,000 | 546,088,000 |
| Interest-bearing deposits | 346,058,000 | 347,942,000 | 399,242,000 | 398,667,000 |
| Noninterest-bearing deposits | 122,003,000 | 167,251,000 | 159,083,000 | 147,421,000 |
| Equity capital | 68,473,000 | 72,273,000 | 73,527,000 | 74,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,367,000 | 10,695,000 | 15,854,000 | 21,205,000 |
| Interest expense | 532,000 | 976,000 | 1,383,000 | 1,722,000 |
| Net interest income | 4,835,000 | 9,719,000 | 14,471,000 | 19,483,000 |
| Noninterest income | 1,401,000 | 2,534,000 | 3,996,000 | 5,510,000 |
| Noninterest expense | 4,744,000 | 9,161,000 | 13,702,000 | 18,374,000 |
| Provision for loan losses | 295,000 | 660,000 | 785,000 | 940,000 |
| Pretax income | 1,209,000 | 2,444,000 | 3,992,000 | 5,684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,209,000 | 2,444,000 | 3,992,000 | 5,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,207,000 | 50,355,000 | 51,076,000 | 52,198,000 |
| Total capital | 54,775,000 | 54,950,000 | 55,537,000 | 56,752,000 |
| Risk-weighted assets | 381,769,000 | 367,602,000 | 363,721,000 | 381,686,000 |