Call reports 2019
KLEBERG BANK, N.A. — 2019
What KLEBERG BANK, N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 534,282,000 | 555,954,000 | 563,528,000 | 572,436,000 |
| Total loans | 344,210,000 | 343,015,000 | 347,850,000 | 346,014,000 |
| Allowance for loan losses | 4,395,000 | 4,426,000 | 4,506,000 | 4,479,000 |
| Securities available for sale | 108,342,000 | 104,866,000 | 103,886,000 | 117,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,260,000 | 427,337,000 | 439,777,000 | 474,369,000 |
| Interest-bearing deposits | 322,436,000 | 309,183,000 | 320,234,000 | 344,106,000 |
| Noninterest-bearing deposits | 118,824,000 | 118,154,000 | 119,543,000 | 130,263,000 |
| Equity capital | 64,747,000 | 65,948,000 | 66,332,000 | 67,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,174,000 | 10,355,000 | 15,689,000 | 21,045,000 |
| Interest expense | 556,000 | 1,109,000 | 1,792,000 | 2,370,000 |
| Net interest income | 4,618,000 | 9,246,000 | 13,897,000 | 18,675,000 |
| Noninterest income | 1,481,000 | 3,012,000 | 4,554,000 | 6,166,000 |
| Noninterest expense | 4,369,000 | 8,959,000 | 13,558,000 | 18,157,000 |
| Provision for loan losses | 210,000 | 410,000 | 590,000 | 710,000 |
| Pretax income | 1,520,000 | 2,904,000 | 4,333,000 | 6,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,520,000 | 2,904,000 | 4,333,000 | 6,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,773,000 | 47,961,000 | 47,943,000 | 49,615,000 |
| Total capital | 53,168,000 | 52,387,000 | 52,449,000 | 54,094,000 |
| Risk-weighted assets | 374,342,000 | 372,780,000 | 376,599,000 | 378,519,000 |