Call reports 2018
KLEBERG BANK, N.A. — 2018
What KLEBERG BANK, N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 517,497,000 | 519,691,000 | 541,195,000 | 528,374,000 |
| Total loans | 311,046,000 | 325,042,000 | 336,743,000 | 343,268,000 |
| Allowance for loan losses | 3,722,000 | 3,931,000 | 4,233,000 | 4,326,000 |
| Securities available for sale | 125,387,000 | 120,314,000 | 115,971,000 | 109,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,413,000 | 401,538,000 | 426,587,000 | 439,043,000 |
| Interest-bearing deposits | 304,290,000 | 294,891,000 | 303,310,000 | 322,007,000 |
| Noninterest-bearing deposits | 109,123,000 | 106,647,000 | 123,277,000 | 117,036,000 |
| Equity capital | 60,569,000 | 59,945,000 | 60,148,000 | 62,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,571,000 | 9,544,000 | 14,815,000 | 20,004,000 |
| Interest expense | 206,000 | 544,000 | 989,000 | 1,513,000 |
| Net interest income | 4,365,000 | 9,000,000 | 13,826,000 | 18,491,000 |
| Noninterest income | 1,551,000 | 3,174,000 | 4,922,000 | 6,439,000 |
| Noninterest expense | 4,545,000 | 9,088,000 | 13,750,000 | 18,221,000 |
| Provision for loan losses | 194,000 | 498,000 | 912,000 | 1,136,000 |
| Pretax income | 1,177,000 | 2,588,000 | 4,086,000 | 5,573,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,177,000 | 2,588,000 | 4,086,000 | 5,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,997,000 | 45,617,000 | 46,586,000 | 47,795,000 |
| Total capital | 49,719,000 | 49,548,000 | 50,819,000 | 52,121,000 |
| Risk-weighted assets | 345,249,000 | 356,993,000 | 369,985,000 | 374,966,000 |