Call reports 2016
KLEBERG BANK, N.A. — 2016
What KLEBERG BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 502,292,000 | 482,112,000 | 513,371,000 | 491,145,000 |
| Total loans | 254,237,000 | 264,420,000 | 279,650,000 | 282,345,000 |
| Allowance for loan losses | 2,919,000 | 2,992,000 | 3,026,000 | 3,163,000 |
| Securities available for sale | 185,914,000 | 155,670,000 | 161,751,000 | 140,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,376,000 | 381,337,000 | 388,185,000 | 386,603,000 |
| Interest-bearing deposits | 282,767,000 | 268,813,000 | 277,757,000 | 284,191,000 |
| Noninterest-bearing deposits | 109,609,000 | 112,524,000 | 110,428,000 | 102,412,000 |
| Equity capital | 62,966,000 | 64,324,000 | 64,531,000 | 59,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,422,000 | 8,754,000 | 13,183,000 | 17,441,000 |
| Interest expense | 151,000 | 300,000 | 442,000 | 610,000 |
| Net interest income | 4,271,000 | 8,454,000 | 12,741,000 | 16,831,000 |
| Noninterest income | 1,565,000 | 3,453,000 | 5,255,000 | 7,056,000 |
| Noninterest expense | 4,666,000 | 9,384,000 | 14,123,000 | 18,858,000 |
| Provision for loan losses | 188,000 | 382,000 | 595,000 | 877,000 |
| Pretax income | 982,000 | 3,122,000 | 4,267,000 | 5,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 982,000 | 3,122,000 | 4,267,000 | 5,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,964,000 | 43,058,000 | 43,487,000 | 43,944,000 |
| Total capital | 44,883,000 | 46,050,000 | 46,513,000 | 47,107,000 |
| Risk-weighted assets | 282,928,000 | 287,269,000 | 304,562,000 | 310,501,000 |