Call reports 2025
WOOD & HUSTON BANK — 2025
What WOOD & HUSTON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,194,541,000 | 1,191,227,000 | 1,207,795,000 | 1,288,585,000 |
| Total loans | 919,314,000 | 938,201,000 | 941,494,000 | 963,025,000 |
| Allowance for loan losses | 12,477,000 | 12,461,000 | 12,652,000 | 12,671,000 |
| Securities available for sale | 147,118,000 | 146,229,000 | 148,655,000 | 145,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,077,512,000 | 1,067,296,000 | 1,059,796,000 | 1,157,311,000 |
| Interest-bearing deposits | 922,859,000 | 907,996,000 | 901,766,000 | 989,642,000 |
| Noninterest-bearing deposits | 154,653,000 | 159,300,000 | 158,030,000 | 167,669,000 |
| Equity capital | 110,413,000 | 117,589,000 | 126,109,000 | 123,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,279,000 | 34,640,000 | 52,504,000 | 70,211,000 |
| Interest expense | 7,730,000 | 14,854,000 | 21,685,000 | 28,210,000 |
| Net interest income | 9,549,000 | 19,786,000 | 30,819,000 | 42,001,000 |
| Noninterest income | 2,094,000 | 4,312,000 | 6,542,000 | 8,759,000 |
| Noninterest expense | 6,658,000 | 12,989,000 | 19,443,000 | 27,313,000 |
| Provision for loan losses | 63,000 | 187,000 | 528,000 | 792,000 |
| Pretax income | 4,919,000 | 11,038,000 | 17,552,000 | 22,884,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,919,000 | 11,038,000 | 17,552,000 | 22,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,551,000 | 129,815,000 | 135,496,000 | 132,420,000 |
| Total capital | 137,078,000 | 142,472,000 | 148,113,000 | 145,317,000 |
| Risk-weighted assets | 1,002,031,000 | 1,020,229,000 | 1,009,169,000 | 1,050,194,000 |
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