Call reports 2022
WOOD & HUSTON BANK — 2022
What WOOD & HUSTON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,042,382,000 | 1,092,341,000 | 1,055,911,000 | 1,123,137,000 |
| Total loans | 788,052,000 | 808,574,000 | 822,281,000 | 878,629,000 |
| Allowance for loan losses | 10,406,000 | 10,899,000 | 11,114,000 | 10,438,000 |
| Securities available for sale | 192,600,000 | 183,914,000 | 176,521,000 | 171,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 932,706,000 | 983,730,000 | 964,611,000 | 1,027,399,000 |
| Interest-bearing deposits | 744,721,000 | 787,426,000 | 768,994,000 | 825,883,000 |
| Noninterest-bearing deposits | 187,985,000 | 196,304,000 | 195,617,000 | 201,516,000 |
| Equity capital | 86,777,000 | 86,743,000 | 82,714,000 | 86,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,861,000 | 18,141,000 | 28,354,000 | 39,565,000 |
| Interest expense | 1,381,000 | 3,062,000 | 5,581,000 | 9,259,000 |
| Net interest income | 7,480,000 | 15,079,000 | 22,773,000 | 30,306,000 |
| Noninterest income | 1,921,000 | 4,088,000 | 6,166,000 | 8,217,000 |
| Noninterest expense | 5,785,000 | 11,419,000 | 17,278,000 | 24,232,000 |
| Provision for loan losses | 235,000 | 758,000 | 1,097,000 | 560,000 |
| Pretax income | 3,328,000 | 6,766,000 | 10,281,000 | 12,788,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,328,000 | 6,766,000 | 10,281,000 | 12,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,587,000 | 106,947,000 | 109,811,000 | 107,798,000 |
| Total capital | 111,997,000 | 117,850,000 | 120,928,000 | 118,239,000 |
| Risk-weighted assets | 881,906,000 | 905,757,000 | 914,012,000 | 961,738,000 |