Call reports 2021
WOOD & HUSTON BANK — 2021
What WOOD & HUSTON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 965,864,000 | 984,328,000 | 1,005,993,000 | 1,087,253,000 |
| Total loans | 700,327,000 | 747,779,000 | 756,156,000 | 776,586,000 |
| Allowance for loan losses | 9,306,000 | 9,993,000 | 10,818,000 | 10,219,000 |
| Securities available for sale | 135,870,000 | 132,158,000 | 182,268,000 | 211,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 847,417,000 | 860,255,000 | 880,470,000 | 966,554,000 |
| Interest-bearing deposits | 650,406,000 | 686,823,000 | 697,970,000 | 734,975,000 |
| Noninterest-bearing deposits | 197,011,000 | 173,432,000 | 182,500,000 | 231,579,000 |
| Equity capital | 95,285,000 | 100,848,000 | 102,545,000 | 97,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,088,000 | 22,367,000 | 30,880,000 | 39,675,000 |
| Interest expense | 1,286,000 | 2,535,000 | 3,842,000 | 5,157,000 |
| Net interest income | 9,802,000 | 19,832,000 | 27,038,000 | 34,518,000 |
| Noninterest income | 2,065,000 | 4,114,000 | 6,266,000 | 8,504,000 |
| Noninterest expense | 5,621,000 | 11,262,000 | 16,869,000 | 23,814,000 |
| Provision for loan losses | 110,000 | 860,000 | 1,730,000 | 1,175,000 |
| Pretax income | 6,684,000 | 12,783,000 | 15,671,000 | 19,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,684,000 | 12,783,000 | 15,671,000 | 19,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,959,000 | 101,090,000 | 103,010,000 | 98,980,000 |
| Total capital | 105,269,000 | 110,793,000 | 113,832,000 | 109,203,000 |
| Risk-weighted assets | 795,493,000 | 775,984,000 | 873,987,000 | 870,142,000 |