Call reports 2020
WOOD & HUSTON BANK — 2020
What WOOD & HUSTON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 767,249,000 | 831,776,000 | 833,074,000 | 887,649,000 |
| Total loans | 569,283,000 | 615,108,000 | 630,276,000 | 647,493,000 |
| Allowance for loan losses | 7,751,000 | 8,155,000 | 8,950,000 | 9,221,000 |
| Securities available for sale | 146,313,000 | 148,788,000 | 153,250,000 | 144,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,255,000 | 695,284,000 | 714,412,000 | 771,176,000 |
| Interest-bearing deposits | 519,076,000 | 558,850,000 | 564,517,000 | 575,887,000 |
| Noninterest-bearing deposits | 108,179,000 | 136,434,000 | 149,895,000 | 195,289,000 |
| Equity capital | 84,668,000 | 92,212,000 | 94,910,000 | 91,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,461,000 | 17,762,000 | 26,152,000 | 34,108,000 |
| Interest expense | 1,973,000 | 3,559,000 | 5,082,000 | 6,478,000 |
| Net interest income | 6,488,000 | 14,203,000 | 21,070,000 | 27,630,000 |
| Noninterest income | 1,732,000 | 3,522,000 | 6,104,000 | 8,295,000 |
| Noninterest expense | 5,304,000 | 10,540,000 | 15,915,000 | 22,448,000 |
| Provision for loan losses | 130,000 | 710,000 | 1,703,000 | 2,170,000 |
| Pretax income | 2,876,000 | 7,181,000 | 11,020,000 | 13,141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,876,000 | 7,181,000 | 11,020,000 | 13,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,865,000 | 90,451,000 | 93,569,000 | 89,995,000 |
| Total capital | 94,620,000 | 98,609,000 | 101,877,000 | 99,219,000 |
| Risk-weighted assets | 631,342,000 | 697,286,000 | 664,047,000 | 739,065,000 |
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