Call reports 2019
WOOD & HUSTON BANK — 2019
What WOOD & HUSTON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 714,174,000 | 726,897,000 | 733,389,000 | 767,851,000 |
| Total loans | 534,086,000 | 549,448,000 | 548,050,000 | 556,330,000 |
| Allowance for loan losses | 7,828,000 | 7,814,000 | 7,743,000 | 7,705,000 |
| Securities available for sale | 134,335,000 | 137,059,000 | 132,449,000 | 136,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,570,000 | 595,101,000 | 602,905,000 | 639,261,000 |
| Interest-bearing deposits | 489,719,000 | 498,057,000 | 504,879,000 | 501,127,000 |
| Noninterest-bearing deposits | 99,851,000 | 97,044,000 | 98,026,000 | 138,134,000 |
| Equity capital | 82,333,000 | 85,069,000 | 87,248,000 | 84,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,834,000 | 16,074,000 | 24,564,000 | 32,974,000 |
| Interest expense | 1,598,000 | 3,572,000 | 5,651,000 | 7,708,000 |
| Net interest income | 6,236,000 | 12,502,000 | 18,913,000 | 25,266,000 |
| Noninterest income | 1,573,000 | 3,457,000 | 5,227,000 | 7,082,000 |
| Noninterest expense | 4,916,000 | 9,949,000 | 15,292,000 | 21,046,000 |
| Provision for loan losses | 205,000 | 218,000 | 265,000 | 476,000 |
| Pretax income | 2,688,000 | 5,815,000 | 8,695,000 | 10,928,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,688,000 | 5,815,000 | 8,695,000 | 10,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,107,000 | 84,503,000 | 86,727,000 | 84,709,000 |
| Total capital | 89,790,000 | 92,435,000 | 94,475,000 | 92,419,000 |
| Risk-weighted assets | 599,819,000 | 618,231,000 | 620,088,000 | 635,063,000 |