Call reports 2018
WOOD & HUSTON BANK — 2018
What WOOD & HUSTON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 676,755,000 | 701,946,000 | 710,650,000 | 713,950,000 |
| Total loans | 521,210,000 | 520,312,000 | 529,530,000 | 533,096,000 |
| Allowance for loan losses | 7,664,000 | 7,826,000 | 7,811,000 | 7,798,000 |
| Securities available for sale | 120,564,000 | 146,366,000 | 142,076,000 | 134,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 583,612,000 | 586,919,000 | 558,085,000 | 599,405,000 |
| Interest-bearing deposits | 480,962,000 | 351,822,000 | 455,585,000 | 454,361,000 |
| Noninterest-bearing deposits | 102,650,000 | 235,097,000 | 102,500,000 | 145,044,000 |
| Equity capital | 78,272,000 | 81,224,000 | 83,605,000 | 81,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,976,000 | 14,129,000 | 21,626,000 | 29,496,000 |
| Interest expense | 944,000 | 2,079,000 | 3,371,000 | 4,962,000 |
| Net interest income | 6,032,000 | 12,050,000 | 18,255,000 | 24,534,000 |
| Noninterest income | 6,144,000 | 8,473,000 | 10,294,000 | 11,869,000 |
| Noninterest expense | 4,541,000 | 8,949,000 | 13,418,000 | 18,735,000 |
| Provision for loan losses | 715,000 | 745,000 | 777,000 | 936,000 |
| Pretax income | 6,920,000 | 10,829,000 | 14,354,000 | 16,732,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,920,000 | 10,829,000 | 14,354,000 | 16,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,331,000 | 81,251,000 | 84,096,000 | 81,994,000 |
| Total capital | 85,755,000 | 88,747,000 | 91,721,000 | 89,714,000 |
| Risk-weighted assets | 579,475,000 | 584,394,000 | 594,337,000 | 606,185,000 |