Call reports 2017
WOOD & HUSTON BANK — 2017
What WOOD & HUSTON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 652,745,000 | 657,060,000 | 663,249,000 | 703,721,000 |
| Total loans | 540,427,000 | 546,914,000 | 546,168,000 | 542,292,000 |
| Allowance for loan losses | 9,254,000 | 9,258,000 | 9,215,000 | 9,183,000 |
| Securities available for sale | 80,507,000 | 78,267,000 | 86,001,000 | 93,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,238,000 | 553,028,000 | 569,995,000 | 614,786,000 |
| Interest-bearing deposits | 455,969,000 | 452,420,000 | 466,269,000 | 460,994,000 |
| Noninterest-bearing deposits | 102,269,000 | 100,608,000 | 103,726,000 | 153,792,000 |
| Equity capital | 74,480,000 | 76,850,000 | 79,502,000 | 76,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,454,000 | 13,150,000 | 20,069,000 | 26,995,000 |
| Interest expense | 705,000 | 1,474,000 | 2,298,000 | 3,159,000 |
| Net interest income | 5,749,000 | 11,676,000 | 17,771,000 | 23,836,000 |
| Noninterest income | 1,696,000 | 3,511,000 | 5,327,000 | 7,085,000 |
| Noninterest expense | 4,186,000 | 8,602,000 | 13,068,000 | 18,557,000 |
| Provision for loan losses | 92,000 | 217,000 | 359,000 | 543,000 |
| Pretax income | 3,167,000 | 6,368,000 | 9,671,000 | 11,821,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,167,000 | 6,368,000 | 9,671,000 | 11,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,174,000 | 72,294,000 | 74,821,000 | 72,091,000 |
| Total capital | 79,317,000 | 81,560,000 | 84,183,000 | 81,593,000 |
| Risk-weighted assets | 580,434,000 | 587,144,000 | 587,638,000 | 589,924,000 |