Call reports 2016
WOOD & HUSTON BANK — 2016
What WOOD & HUSTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 615,119,000 | 630,230,000 | 659,838,000 | 650,586,000 |
| Total loans | 509,777,000 | 523,520,000 | 532,014,000 | 539,351,000 |
| Allowance for loan losses | 8,723,000 | 8,849,000 | 9,070,000 | 9,237,000 |
| Securities available for sale | 68,436,000 | 73,974,000 | 79,208,000 | 80,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,065,000 | 543,502,000 | 561,651,000 | 558,424,000 |
| Interest-bearing deposits | 449,160,000 | 454,796,000 | 462,088,000 | 451,439,000 |
| Noninterest-bearing deposits | 86,905,000 | 88,706,000 | 99,563,000 | 106,985,000 |
| Equity capital | 69,624,000 | 71,914,000 | 74,078,000 | 71,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,032,000 | 12,163,000 | 18,547,000 | 24,977,000 |
| Interest expense | 646,000 | 1,322,000 | 2,022,000 | 2,732,000 |
| Net interest income | 5,386,000 | 10,841,000 | 16,525,000 | 22,245,000 |
| Noninterest income | 1,607,000 | 3,584,000 | 5,345,000 | 7,355,000 |
| Noninterest expense | 4,122,000 | 8,462,000 | 12,688,000 | 17,629,000 |
| Provision for loan losses | 210,000 | 505,000 | 805,000 | 1,260,000 |
| Pretax income | 2,661,000 | 5,458,000 | 8,377,000 | 10,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,661,000 | 5,458,000 | 8,377,000 | 10,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,928,000 | 68,069,000 | 70,308,000 | 67,686,000 |
| Total capital | 74,024,000 | 76,327,000 | 78,871,000 | 76,745,000 |
| Risk-weighted assets | 538,799,000 | 551,260,000 | 566,675,000 | 575,713,000 |