Call reports 2015
WOOD & HUSTON BANK — 2015
What WOOD & HUSTON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 581,793,000 | 588,790,000 | 595,681,000 | 610,744,000 |
| Total loans | 468,376,000 | 487,980,000 | 497,913,000 | 503,863,000 |
| Allowance for loan losses | 8,005,000 | 8,187,000 | 8,205,000 | 8,538,000 |
| Securities available for sale | 74,668,000 | 75,290,000 | 69,675,000 | 70,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,836,000 | 511,460,000 | 517,281,000 | 529,637,000 |
| Interest-bearing deposits | 424,131,000 | 427,307,000 | 435,395,000 | 434,855,000 |
| Noninterest-bearing deposits | 83,705,000 | 84,153,000 | 81,886,000 | 94,782,000 |
| Equity capital | 65,730,000 | 67,841,000 | 69,413,000 | 67,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,715,000 | 11,614,000 | 17,608,000 | 23,801,000 |
| Interest expense | 550,000 | 1,137,000 | 1,746,000 | 2,373,000 |
| Net interest income | 5,165,000 | 10,477,000 | 15,862,000 | 21,428,000 |
| Noninterest income | 1,442,000 | 3,170,000 | 4,697,000 | 6,607,000 |
| Noninterest expense | 3,802,000 | 7,834,000 | 11,835,000 | 16,720,000 |
| Provision for loan losses | 310,000 | 530,000 | 1,035,000 | 1,665,000 |
| Pretax income | 2,495,000 | 5,283,000 | 7,689,000 | 9,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,495,000 | 5,283,000 | 7,689,000 | 9,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,725,000 | 63,857,000 | 65,607,000 | 64,047,000 |
| Total capital | 68,435,000 | 71,786,000 | 73,569,000 | 72,182,000 |
| Risk-weighted assets | 535,537,000 | 515,073,000 | 527,278,000 | 534,210,000 |
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