Call reports 2008
WOOD & HUSTON BANK — 2008
What WOOD & HUSTON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 476,367,000 | 485,461,000 | 495,141,000 | 513,340,000 |
| Total loans | 386,944,000 | 404,047,000 | 417,926,000 | 433,173,000 |
| Allowance for loan losses | 4,979,000 | 5,292,000 | 5,049,000 | 5,404,000 |
| Securities available for sale | 47,675,000 | 47,283,000 | 47,219,000 | 45,193,000 |
| Securities held to maturity | 2,000 | 2,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,849,000 | 417,149,000 | 443,660,000 | 440,860,000 |
| Interest-bearing deposits | 383,755,000 | 365,912,000 | 392,190,000 | 387,866,000 |
| Noninterest-bearing deposits | 50,094,000 | 51,237,000 | 51,470,000 | 52,994,000 |
| Equity capital | 40,250,000 | 40,435,000 | 43,011,000 | 42,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,684,000 | 14,937,000 | 22,252,000 | 29,566,000 |
| Interest expense | 3,476,000 | 6,569,000 | 9,577,000 | 12,474,000 |
| Net interest income | 4,208,000 | 8,368,000 | 12,675,000 | 17,092,000 |
| Noninterest income | 1,138,000 | 2,500,000 | 3,779,000 | 5,261,000 |
| Noninterest expense | 3,142,000 | 6,144,000 | 9,203,000 | 12,939,000 |
| Provision for loan losses | 418,000 | 848,000 | 1,023,000 | 2,023,000 |
| Pretax income | 1,786,000 | 3,904,000 | 6,256,000 | 7,433,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,786,000 | 3,904,000 | 6,256,000 | 7,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,143,000 | 38,573,000 | 40,237,000 | 40,342,000 |
| Total capital | 41,987,000 | 43,600,000 | 45,302,000 | 45,698,000 |
| Risk-weighted assets | 387,392,000 | 401,898,000 | 413,988,000 | 428,430,000 |
Machine access — free, no API key
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