Call reports 2007
WOOD & HUSTON BANK — 2007
What WOOD & HUSTON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 429,071,000 | 428,744,000 | 449,477,000 | 460,583,000 |
| Total loans | 356,550,000 | 362,399,000 | 371,047,000 | 383,019,000 |
| Allowance for loan losses | 5,246,000 | 5,300,000 | 5,257,000 | 4,909,000 |
| Securities available for sale | 40,479,000 | 43,485,000 | 45,267,000 | 44,092,000 |
| Securities held to maturity | 3,000 | 3,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,412,000 | 387,475,000 | 405,784,000 | 418,561,000 |
| Interest-bearing deposits | 335,797,000 | 338,118,000 | 351,094,000 | 360,608,000 |
| Noninterest-bearing deposits | 53,615,000 | 49,357,000 | 54,690,000 | 57,953,000 |
| Equity capital | 37,653,000 | 38,600,000 | 40,628,000 | 38,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,196,000 | 14,527,000 | 22,239,000 | 30,126,000 |
| Interest expense | 3,128,000 | 6,435,000 | 9,878,000 | 13,387,000 |
| Net interest income | 4,068,000 | 8,092,000 | 12,361,000 | 16,739,000 |
| Noninterest income | 1,066,000 | 2,248,000 | 3,544,000 | 4,946,000 |
| Noninterest expense | 3,184,000 | 6,207,000 | 9,389,000 | 12,946,000 |
| Provision for loan losses | 229,000 | 318,000 | 480,000 | 903,000 |
| Pretax income | 1,721,000 | 3,815,000 | 6,036,000 | 7,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,721,000 | 3,815,000 | 6,036,000 | 7,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,310,000 | 36,792,000 | 38,401,000 | 36,085,000 |
| Total capital | 39,614,000 | 41,165,000 | 42,976,000 | 40,769,000 |
| Risk-weighted assets | 343,365,000 | 348,882,000 | 365,286,000 | 374,471,000 |
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