Call reports 2026
MINERS STATE BANK, THE — 2026
What MINERS STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 141,345,000 | 134,797,000 |
| Total loans | 88,068,000 | 86,325,000 |
| Allowance for loan losses | 784,000 | 836,000 |
| Securities available for sale | 36,948,000 | 36,494,000 |
| Securities held to maturity | 347,000 | 293,000 |
| Trading assets | 0 | 0 |
| Total deposits | 124,250,000 | 117,572,000 |
| Interest-bearing deposits | 89,180,000 | 85,440,000 |
| Noninterest-bearing deposits | 35,070,000 | 32,132,000 |
| Equity capital | 15,394,000 | 15,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,740,000 | 3,501,000 |
| Interest expense | 403,000 | 799,000 |
| Net interest income | 1,337,000 | 2,702,000 |
| Noninterest income | 118,000 | 197,000 |
| Noninterest expense | 1,026,000 | 2,056,000 |
| Provision for loan losses | 0 | 51,000 |
| Pretax income | 429,000 | 792,000 |
| Income tax | 6,000 | 64,000 |
| Net income | 423,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,865,000 | 16,949,000 |