Call reports 2025
MINERS STATE BANK, THE — 2025
What MINERS STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 141,770,000 | 141,344,000 | 144,850,000 | 141,176,000 |
| Total loans | 91,397,000 | 91,210,000 | 91,485,000 | 89,023,000 |
| Allowance for loan losses | 903,000 | 804,000 | 793,000 | 793,000 |
| Securities available for sale | 32,971,000 | 33,061,000 | 35,288,000 | 37,132,000 |
| Securities held to maturity | 411,000 | 361,000 | 347,000 | 347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,812,000 | 125,088,000 | 127,694,000 | 124,025,000 |
| Interest-bearing deposits | 88,732,000 | 90,231,000 | 89,335,000 | 88,202,000 |
| Noninterest-bearing deposits | 37,080,000 | 34,857,000 | 38,359,000 | 35,823,000 |
| Equity capital | 14,207,000 | 14,562,000 | 15,437,000 | 15,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,271,000 | 5,044,000 | 6,820,000 |
| Interest expense | 448,000 | 887,000 | 1,307,000 | 1,722,000 |
| Net interest income | 1,150,000 | 2,384,000 | 3,737,000 | 5,098,000 |
| Noninterest income | 132,000 | 118,000 | 256,000 | 378,000 |
| Noninterest expense | 1,033,000 | 2,038,000 | 3,015,000 | 4,087,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 464,000 | 978,000 | 1,389,000 |
| Income tax | -44,000 | -17,000 | 29,000 | 162,000 |
| Net income | 293,000 | 481,000 | 949,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,104,000 | 16,241,000 | 16,652,000 | 16,550,000 |