Call reports 2024
MINERS STATE BANK, THE — 2024
What MINERS STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 138,469,000 | 139,343,000 | 143,994,000 | 138,273,000 |
| Total loans | 93,099,000 | 95,003,000 | 95,367,000 | 92,624,000 |
| Allowance for loan losses | 849,000 | 1,149,000 | 1,234,000 | 903,000 |
| Securities available for sale | 33,478,000 | 32,465,000 | 34,711,000 | 33,639,000 |
| Securities held to maturity | 627,000 | 825,000 | 811,000 | 411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,025,000 | 116,045,000 | 127,740,000 | 121,491,000 |
| Interest-bearing deposits | 86,068,000 | 81,978,000 | 92,888,000 | 89,018,000 |
| Noninterest-bearing deposits | 34,957,000 | 34,067,000 | 34,852,000 | 32,473,000 |
| Equity capital | 13,702,000 | 13,765,000 | 14,361,000 | 13,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 3,014,000 | 4,645,000 | 6,272,000 |
| Interest expense | 364,000 | 813,000 | 1,315,000 | 1,805,000 |
| Net interest income | 1,114,000 | 2,201,000 | 3,330,000 | 4,467,000 |
| Noninterest income | 123,000 | 269,000 | 402,000 | 511,000 |
| Noninterest expense | 1,040,000 | 2,062,000 | 3,142,000 | 4,226,000 |
| Provision for loan losses | 0 | 300,000 | 496,000 | 496,000 |
| Pretax income | 197,000 | 108,000 | 92,000 | 254,000 |
| Income tax | 85,000 | -122,000 | 55,000 | 157,000 |
| Net income | 112,000 | 230,000 | 37,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,092,000 | 16,159,000 | 15,888,000 | 15,865,000 |