Call reports 2023
MINERS STATE BANK, THE — 2023
What MINERS STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 139,970,000 | 132,745,000 | 138,850,000 | 138,682,000 |
| Total loans | 85,496,000 | 85,953,000 | 89,239,000 | 93,134,000 |
| Allowance for loan losses | 888,000 | 888,000 | 909,000 | 1,298,000 |
| Securities available for sale | 37,104,000 | 35,042,000 | 33,713,000 | 34,782,000 |
| Securities held to maturity | 839,000 | 641,000 | 627,000 | 627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,796,000 | 116,102,000 | 124,463,000 | 119,163,000 |
| Interest-bearing deposits | 86,776,000 | 80,025,000 | 84,525,000 | 84,460,000 |
| Noninterest-bearing deposits | 38,020,000 | 36,077,000 | 39,938,000 | 34,703,000 |
| Equity capital | 13,463,000 | 13,304,000 | 12,732,000 | 13,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,747,000 | 4,117,000 | 5,566,000 |
| Interest expense | 166,000 | 369,000 | 604,000 | 902,000 |
| Net interest income | 1,241,000 | 2,378,000 | 3,513,000 | 4,664,000 |
| Noninterest income | 115,000 | 238,000 | 361,000 | 478,000 |
| Noninterest expense | 1,035,000 | 2,043,000 | 3,043,000 | 4,018,000 |
| Provision for loan losses | 1,000 | 1,000 | 23,000 | 411,000 |
| Pretax income | 320,000 | 572,000 | 808,000 | 713,000 |
| Income tax | 42,000 | 61,000 | 98,000 | -33,000 |
| Net income | 278,000 | 511,000 | 710,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,774,000 | 15,960,000 | 16,112,000 | 16,055,000 |