Call reports 2022
MINERS STATE BANK, THE — 2022
What MINERS STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 174,636,000 | 160,782,000 | 157,736,000 | 147,272,000 |
| Total loans | 81,603,000 | 82,925,000 | 84,059,000 | 86,184,000 |
| Allowance for loan losses | 838,000 | 829,000 | 829,000 | 829,000 |
| Securities available for sale | 37,210,000 | 36,690,000 | 35,994,000 | 37,074,000 |
| Securities held to maturity | 1,121,000 | 768,000 | 839,000 | 839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,535,000 | 145,133,000 | 143,760,000 | 132,716,000 |
| Interest-bearing deposits | 117,272,000 | 102,812,000 | 102,094,000 | 94,366,000 |
| Noninterest-bearing deposits | 36,263,000 | 42,321,000 | 41,666,000 | 38,350,000 |
| Equity capital | 14,095,000 | 13,278,000 | 12,352,000 | 12,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,400,000 | 3,835,000 | 5,283,000 |
| Interest expense | 143,000 | 266,000 | 364,000 | 464,000 |
| Net interest income | 991,000 | 2,134,000 | 3,471,000 | 4,819,000 |
| Noninterest income | 136,000 | 273,000 | 404,000 | 506,000 |
| Noninterest expense | 1,085,000 | 2,132,000 | 3,151,000 | 4,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 275,000 | 743,000 | 1,177,000 |
| Income tax | 6,000 | -29,000 | 83,000 | 207,000 |
| Net income | 36,000 | 304,000 | 660,000 | 970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,898,000 | 15,120,000 | 15,429,000 | 15,600,000 |