Call reports 2021
MINERS STATE BANK, THE — 2021
What MINERS STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 164,767,000 | 161,514,000 | 168,211,000 | 162,133,000 |
| Total loans | 89,558,000 | 90,079,000 | 84,281,000 | 82,316,000 |
| Allowance for loan losses | 832,000 | 840,000 | 839,000 | 839,000 |
| Securities available for sale | 26,916,000 | 26,516,000 | 27,970,000 | 27,646,000 |
| Securities held to maturity | 715,000 | 980,000 | 980,000 | 1,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,459,000 | 139,111,000 | 145,776,000 | 139,882,000 |
| Interest-bearing deposits | 107,016,000 | 104,004,000 | 106,714,000 | 103,533,000 |
| Noninterest-bearing deposits | 35,444,000 | 35,107,000 | 39,062,000 | 36,349,000 |
| Equity capital | 15,225,000 | 15,370,000 | 15,428,000 | 15,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,246,000 | 2,498,000 | 3,682,000 | 4,857,000 |
| Interest expense | 172,000 | 340,000 | 503,000 | 658,000 |
| Net interest income | 1,074,000 | 2,158,000 | 3,179,000 | 4,199,000 |
| Noninterest income | 214,000 | 372,000 | 554,000 | 674,000 |
| Noninterest expense | 1,028,000 | 2,030,000 | 3,068,000 | 4,089,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 260,000 | 470,000 | 635,000 | 754,000 |
| Income tax | 15,000 | 13,000 | 25,000 | 55,000 |
| Net income | 245,000 | 457,000 | 610,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,669,000 | 14,809,000 | 14,888,000 | 14,920,000 |