Call reports 2020
MINERS STATE BANK, THE — 2020
What MINERS STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 141,424,000 | 155,005,000 | 158,447,000 | 157,574,000 |
| Total loans | 102,453,000 | 98,004,000 | 95,764,000 | 93,694,000 |
| Allowance for loan losses | 771,000 | 822,000 | 832,000 | 832,000 |
| Securities available for sale | 23,813,000 | 26,047,000 | 25,491,000 | 24,854,000 |
| Securities held to maturity | 416,000 | 316,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,302,000 | 132,853,000 | 136,132,000 | 135,302,000 |
| Interest-bearing deposits | 95,496,000 | 100,597,000 | 103,397,000 | 104,602,000 |
| Noninterest-bearing deposits | 24,806,000 | 32,256,000 | 32,735,000 | 30,700,000 |
| Equity capital | 13,923,000 | 14,935,000 | 15,241,000 | 15,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,029,000 | 4,486,000 | 5,797,000 |
| Interest expense | 239,000 | 481,000 | 709,000 | 904,000 |
| Net interest income | 1,304,000 | 2,548,000 | 3,777,000 | 4,893,000 |
| Noninterest income | 113,000 | 267,000 | 473,000 | 626,000 |
| Noninterest expense | 1,055,000 | 2,147,000 | 3,098,000 | 4,172,000 |
| Provision for loan losses | 45,000 | 96,000 | 111,000 | 111,000 |
| Pretax income | 317,000 | 572,000 | 1,041,000 | 1,236,000 |
| Income tax | 52,000 | 8,000 | 94,000 | 148,000 |
| Net income | 265,000 | 564,000 | 947,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,977,000 | 14,183,000 | 14,472,000 | 14,521,000 |