Call reports 2019
MINERS STATE BANK, THE — 2019
What MINERS STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,059,000 | 132,883,000 | 138,443,000 | 136,251,000 |
| Total loans | 93,450,000 | 96,146,000 | 101,204,000 | 101,899,000 |
| Allowance for loan losses | 694,000 | 694,000 | 704,000 | 709,000 |
| Securities available for sale | 25,736,000 | 25,636,000 | 25,250,000 | 24,744,000 |
| Securities held to maturity | 1,047,000 | 957,000 | 441,000 | 416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,623,000 | 114,388,000 | 118,083,000 | 113,349,000 |
| Interest-bearing deposits | 88,560,000 | 88,758,000 | 91,288,000 | 88,172,000 |
| Noninterest-bearing deposits | 25,063,000 | 25,630,000 | 26,795,000 | 25,177,000 |
| Equity capital | 13,058,000 | 13,588,000 | 14,007,000 | 14,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,393,000 | 2,835,000 | 4,374,000 | 5,906,000 |
| Interest expense | 145,000 | 331,000 | 543,000 | 763,000 |
| Net interest income | 1,248,000 | 2,504,000 | 3,831,000 | 5,143,000 |
| Noninterest income | 73,000 | 196,000 | 314,000 | 378,000 |
| Noninterest expense | 967,000 | 1,960,000 | 2,868,000 | 3,993,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 354,000 | 740,000 | 1,277,000 | 1,523,000 |
| Income tax | -115,000 | -51,000 | 76,000 | 130,000 |
| Net income | 469,000 | 791,000 | 1,201,000 | 1,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,109,000 | 13,409,000 | 13,725,000 | 13,826,000 |
| Total capital | 13,803,000 | 14,103,000 | 14,429,000 | 14,535,000 |
| Risk-weighted assets | 104,490,000 | 106,888,000 | 111,418,000 | 111,931,000 |