Call reports 2018
MINERS STATE BANK, THE — 2018
What MINERS STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 124,097,000 | 120,179,000 | 124,284,000 | 125,544,000 |
| Total loans | 83,401,000 | 83,076,000 | 86,943,000 | 87,854,000 |
| Allowance for loan losses | 756,000 | 756,000 | 786,000 | 694,000 |
| Securities available for sale | 27,150,000 | 26,584,000 | 25,845,000 | 25,680,000 |
| Securities held to maturity | 673,000 | 963,000 | 1,447,000 | 1,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,157,000 | 105,883,000 | 108,571,000 | 110,931,000 |
| Interest-bearing deposits | 87,486,000 | 82,242,000 | 85,593,000 | 86,549,000 |
| Noninterest-bearing deposits | 22,671,000 | 23,641,000 | 22,978,000 | 24,382,000 |
| Equity capital | 12,427,000 | 12,449,000 | 12,005,000 | 12,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,518,000 | 3,832,000 | 5,167,000 |
| Interest expense | 90,000 | 183,000 | 300,000 | 434,000 |
| Net interest income | 1,159,000 | 2,335,000 | 3,532,000 | 4,733,000 |
| Noninterest income | 122,000 | 232,000 | 349,000 | 466,000 |
| Noninterest expense | 931,000 | 1,861,000 | 2,782,000 | 3,860,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 150,000 |
| Pretax income | 350,000 | 706,000 | 1,069,000 | 1,189,000 |
| Income tax | -41,000 | 12,000 | 110,000 | 166,000 |
| Net income | 391,000 | 694,000 | 959,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,809,000 | 12,899,000 | 12,637,000 | 12,676,000 |
| Total capital | 13,565,000 | 13,655,000 | 13,423,000 | 13,370,000 |
| Risk-weighted assets | 94,116,000 | 93,346,000 | 97,204,000 | 97,990,000 |