Call reports 2013
MINERS STATE BANK, THE — 2013
What MINERS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 124,232,000 | 118,401,000 | 124,152,000 | 120,244,000 |
| Total loans | 76,709,000 | 76,011,000 | 77,361,000 | 78,928,000 |
| Allowance for loan losses | 957,000 | 961,000 | 997,000 | 929,000 |
| Securities available for sale | 35,887,000 | 33,251,000 | 32,091,000 | 31,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,079,000 | 106,426,000 | 112,035,000 | 108,295,000 |
| Interest-bearing deposits | 96,051,000 | 92,200,000 | 94,999,000 | 92,316,000 |
| Noninterest-bearing deposits | 15,028,000 | 14,226,000 | 17,036,000 | 15,979,000 |
| Equity capital | 12,067,000 | 10,814,000 | 10,945,000 | 10,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,367,000 | 3,546,000 | 4,746,000 |
| Interest expense | 157,000 | 303,000 | 444,000 | 582,000 |
| Net interest income | 1,018,000 | 2,064,000 | 3,102,000 | 4,164,000 |
| Noninterest income | 125,000 | 242,000 | 388,000 | 576,000 |
| Noninterest expense | 918,000 | 1,801,000 | 2,742,000 | 3,613,000 |
| Provision for loan losses | 0 | 25,000 | 75,000 | 325,000 |
| Pretax income | 225,000 | 525,000 | 718,000 | 847,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 225,000 | 525,000 | 718,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,284,000 | 11,426,000 | 11,436,000 | 11,436,000 |
| Total capital | 12,241,000 | 12,387,000 | 12,433,000 | 12,365,000 |
| Risk-weighted assets | 86,507,000 | 85,548,000 | 87,981,000 | 88,415,000 |