Call reports 2012
MINERS STATE BANK, THE — 2012
What MINERS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,757,000 | 123,977,000 | 128,591,000 | 124,205,000 |
| Total loans | 76,793,000 | 76,970,000 | 77,174,000 | 77,155,000 |
| Allowance for loan losses | 1,005,000 | 1,001,000 | 1,011,000 | 955,000 |
| Securities available for sale | 34,512,000 | 35,675,000 | 39,456,000 | 32,538,000 |
| Securities held to maturity | 300,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,882,000 | 110,504,000 | 114,817,000 | 110,973,000 |
| Interest-bearing deposits | 99,897,000 | 95,589,000 | 98,656,000 | 94,290,000 |
| Noninterest-bearing deposits | 14,985,000 | 14,915,000 | 16,161,000 | 16,683,000 |
| Equity capital | 11,910,000 | 12,464,000 | 12,766,000 | 12,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,217,000 | 2,456,000 | 3,670,000 | 4,901,000 |
| Interest expense | 214,000 | 412,000 | 600,000 | 770,000 |
| Net interest income | 1,003,000 | 2,044,000 | 3,070,000 | 4,131,000 |
| Noninterest income | 148,000 | 301,000 | 380,000 | 514,000 |
| Noninterest expense | 877,000 | 1,779,000 | 2,651,000 | 3,532,000 |
| Provision for loan losses | 0 | 0 | 126,000 | 400,000 |
| Pretax income | 473,000 | 765,000 | 1,076,000 | 1,207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 473,000 | 765,000 | 1,076,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,062,000 | 11,195,000 | 11,289,000 | 11,208,000 |
| Total capital | 12,067,000 | 12,196,000 | 12,300,000 | 12,163,000 |
| Risk-weighted assets | 85,856,000 | 85,757,000 | 86,439,000 | 86,310,000 |