Call reports 2011
MINERS STATE BANK, THE — 2011
What MINERS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 134,208,000 | 130,984,000 | 135,355,000 | 128,407,000 |
| Total loans | 79,892,000 | 80,183,000 | 81,470,000 | 80,180,000 |
| Allowance for loan losses | 929,000 | 933,000 | 1,021,000 | 1,005,000 |
| Securities available for sale | 37,241,000 | 38,575,000 | 36,696,000 | 34,406,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,460,000 | 118,352,000 | 122,551,000 | 115,769,000 |
| Interest-bearing deposits | 106,021,000 | 103,736,000 | 104,671,000 | 101,285,000 |
| Noninterest-bearing deposits | 15,439,000 | 14,616,000 | 17,880,000 | 14,484,000 |
| Equity capital | 10,836,000 | 11,665,000 | 11,874,000 | 11,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,714,000 | 4,009,000 | 5,222,000 |
| Interest expense | 350,000 | 642,000 | 910,000 | 1,146,000 |
| Net interest income | 1,004,000 | 2,072,000 | 3,099,000 | 4,076,000 |
| Noninterest income | 129,000 | 230,000 | 318,000 | 388,000 |
| Noninterest expense | 927,000 | 1,894,000 | 2,785,000 | 3,715,000 |
| Provision for loan losses | 0 | 8,000 | 96,000 | 96,000 |
| Pretax income | 206,000 | 400,000 | 668,000 | 785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | 400,000 | 668,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,467,000 | 10,669,000 | 10,785,000 | 10,742,000 |
| Total capital | 11,396,000 | 11,602,000 | 11,805,000 | 11,747,000 |
| Risk-weighted assets | 88,573,000 | 88,027,000 | 90,701,000 | 88,433,000 |