Call reports 2010
MINERS STATE BANK, THE — 2010
What MINERS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 135,446,000 | 133,768,000 | 137,316,000 | 133,787,000 |
| Total loans | 76,363,000 | 79,014,000 | 81,755,000 | 83,291,000 |
| Allowance for loan losses | 1,075,000 | 1,147,000 | 1,013,000 | 1,093,000 |
| Securities available for sale | 40,987,000 | 38,573,000 | 41,054,000 | 34,441,000 |
| Securities held to maturity | 390,000 | 390,000 | 385,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,703,000 | 115,017,000 | 120,557,000 | 120,036,000 |
| Interest-bearing deposits | 103,162,000 | 101,171,000 | 105,611,000 | 104,185,000 |
| Noninterest-bearing deposits | 13,541,000 | 13,846,000 | 14,946,000 | 15,851,000 |
| Equity capital | 10,719,000 | 11,533,000 | 11,460,000 | 10,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 2,978,000 | 4,466,000 | 5,817,000 |
| Interest expense | 466,000 | 934,000 | 1,370,000 | 1,749,000 |
| Net interest income | 1,027,000 | 2,044,000 | 3,096,000 | 4,068,000 |
| Noninterest income | 123,000 | 258,000 | 403,000 | 582,000 |
| Noninterest expense | 976,000 | 1,876,000 | 2,786,000 | 3,855,000 |
| Provision for loan losses | 111,000 | 217,000 | 293,000 | 415,000 |
| Pretax income | 160,000 | 352,000 | 563,000 | 706,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 352,000 | 563,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,282,000 | 10,290,000 | 10,361,000 | 10,415,000 |
| Total capital | 11,357,000 | 11,402,000 | 11,374,000 | 11,508,000 |
| Risk-weighted assets | 87,900,000 | 88,934,000 | 90,023,000 | 90,811,000 |