Call reports 2009
MINERS STATE BANK, THE — 2009
What MINERS STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 100,852,000 | 97,955,000 | 131,545,000 | 135,993,000 |
| Total loans | 73,428,000 | 73,484,000 | 74,112,000 | 75,825,000 |
| Allowance for loan losses | 1,033,000 | 1,056,000 | 1,056,000 | 1,063,000 |
| Securities available for sale | 18,116,000 | 16,154,000 | 40,734,000 | 42,170,000 |
| Securities held to maturity | 394,000 | 394,000 | 390,000 | 390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,488,000 | 79,015,000 | 112,067,000 | 116,623,000 |
| Interest-bearing deposits | 71,327,000 | 68,568,000 | 98,233,000 | 100,460,000 |
| Noninterest-bearing deposits | 10,161,000 | 10,447,000 | 13,834,000 | 16,163,000 |
| Equity capital | 10,394,000 | 9,844,000 | 11,375,000 | 11,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,456,000 | 3,752,000 | 5,227,000 |
| Interest expense | 440,000 | 861,000 | 1,301,000 | 1,789,000 |
| Net interest income | 797,000 | 1,595,000 | 2,451,000 | 3,438,000 |
| Noninterest income | 145,000 | 293,000 | 416,000 | 549,000 |
| Noninterest expense | 787,000 | 1,669,000 | 2,497,000 | 3,427,000 |
| Provision for loan losses | 7,000 | 28,000 | 28,000 | 45,000 |
| Pretax income | 148,000 | 425,000 | 576,000 | 749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 148,000 | 425,000 | 576,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,962,000 | 10,063,000 | 10,242,000 | 10,275,000 |
| Total capital | 10,881,000 | 10,991,000 | 11,279,000 | 11,338,000 |
| Risk-weighted assets | 73,402,000 | 74,126,000 | 82,963,000 | 86,512,000 |