Call reports 2005
MINERS STATE BANK, THE — 2005
What MINERS STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 72,679,000 | 75,444,000 | 79,521,000 | 79,891,000 |
| Total loans | 58,265,000 | 61,404,000 | 64,866,000 | 65,955,000 |
| Allowance for loan losses | 734,000 | 774,000 | 818,000 | 894,000 |
| Securities available for sale | 7,117,000 | 6,816,000 | 6,918,000 | 7,593,000 |
| Securities held to maturity | 470,000 | 470,000 | 456,000 | 431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,136,000 | 59,714,000 | 62,606,000 | 62,019,000 |
| Interest-bearing deposits | 51,064,000 | 51,652,000 | 54,596,000 | 54,394,000 |
| Noninterest-bearing deposits | 7,072,000 | 8,062,000 | 8,010,000 | 7,625,000 |
| Equity capital | 7,082,000 | 7,283,000 | 7,484,000 | 7,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,177,000 | 3,425,000 | 4,766,000 |
| Interest expense | 306,000 | 662,000 | 1,076,000 | 1,560,000 |
| Net interest income | 742,000 | 1,515,000 | 2,349,000 | 3,206,000 |
| Noninterest income | 72,000 | 169,000 | 271,000 | 374,000 |
| Noninterest expense | 523,000 | 1,047,000 | 1,576,000 | 2,222,000 |
| Provision for loan losses | 65,000 | 127,000 | 171,000 | 247,000 |
| Pretax income | 272,000 | 558,000 | 921,000 | 1,159,000 |
| Income tax | -6,000 | -5,000 | -6,000 | -6,000 |
| Net income | 278,000 | 563,000 | 927,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,230,000 | 7,380,000 | 7,593,000 | 7,531,000 |
| Total capital | 7,964,000 | 8,154,000 | 8,411,000 | 8,369,000 |
| Risk-weighted assets | 60,475,000 | 62,321,000 | 65,736,000 | 67,006,000 |
Machine access — free, no API key
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