Call report 2015Q4
PROFICIO BANK — 2015Q4
The 22 measures PROFICIO BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,492,000 | USD | evidence → |
| Total loans | 74,939,000 | USD | evidence → |
| Allowance for loan losses | 503,000 | USD | evidence → |
| Securities available for sale | 16,511,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,846,000 | USD | evidence → |
| Interest-bearing deposits | 94,843,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,004,000 | USD | evidence → |
| Equity capital | 4,536,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,106,000 | USD | evidence → |
| Interest expense | 986,000 | USD | evidence → |
| Net interest income | 4,120,000 | USD | evidence → |
| Noninterest income | 13,394,000 | USD | evidence → |
| Noninterest expense | 26,431,000 | USD | evidence → |
| Provision for loan losses | -572,000 | USD | evidence → |
| Pretax income | -8,328,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | -8,361,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,596,000 | USD | evidence → |
| Total capital | 5,125,000 | USD | evidence → |
| Risk-weighted assets | 74,948,000 | USD | evidence → |