Call reports 2005
PROFICIO BANK — 2005
What PROFICIO BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 22,656,000 | 21,990,000 | 14,547,000 | 13,165,000 |
| Total loans | 19,236,000 | 18,259,000 | 9,391,000 | 163,000 |
| Allowance for loan losses | 290,000 | 290,000 | 289,000 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,853,000 | 1,773,000 | 1,253,000 | 500,000 |
| Interest-bearing deposits | 1,489,000 | 1,453,000 | 876,000 | 500,000 |
| Noninterest-bearing deposits | 364,000 | 320,000 | 377,000 | 0 |
| Equity capital | 13,085,000 | 13,195,000 | 12,869,000 | 12,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 584,000 | 747,000 | 903,000 |
| Interest expense | 73,000 | 115,000 | 133,000 | 151,000 |
| Net interest income | 229,000 | 469,000 | 614,000 | 752,000 |
| Noninterest income | 877,000 | 1,762,000 | 2,197,000 | 2,251,000 |
| Noninterest expense | 1,023,000 | 1,982,000 | 3,070,000 | 4,236,000 |
| Provision for loan losses | -10,000 | -13,000 | -24,000 | -36,000 |
| Pretax income | 93,000 | 262,000 | -235,000 | -1,197,000 |
| Income tax | 33,000 | 92,000 | -79,000 | -416,000 |
| Net income | 60,000 | 170,000 | -156,000 | -781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,851,000 | 13,020,000 | 12,523,000 | 12,244,000 |
| Total capital | 13,108,000 | 13,266,000 | 12,676,000 | 12,244,000 |
| Risk-weighted assets | 20,509,000 | 19,650,000 | 12,070,000 | 3,338,000 |
Machine access — free, no API key
Every figure shown here about PROFICIO BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.