Call reports 2004
PROFICIO BANK — 2004
What PROFICIO BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,171,000 | 24,619,000 | 23,787,000 | 23,232,000 |
| Total loans | 21,474,000 | 21,124,000 | 20,554,000 | 18,928,000 |
| Allowance for loan losses | 540,000 | 499,000 | 353,000 | 289,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,730,000 | 1,639,000 | 1,623,000 | 1,817,000 |
| Interest-bearing deposits | 1,236,000 | 1,236,000 | 1,355,000 | 1,490,000 |
| Noninterest-bearing deposits | 494,000 | 403,000 | 268,000 | 327,000 |
| Equity capital | 12,872,000 | 12,842,000 | 12,933,000 | 13,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 620,000 | 856,000 | 1,197,000 |
| Interest expense | 38,000 | 69,000 | 101,000 | 141,000 |
| Net interest income | 333,000 | 551,000 | 755,000 | 1,056,000 |
| Noninterest income | 626,000 | 1,404,000 | 2,210,000 | 3,028,000 |
| Noninterest expense | 985,000 | 2,036,000 | 3,081,000 | 4,121,000 |
| Provision for loan losses | -17,000 | -25,000 | -196,000 | -270,000 |
| Pretax income | -9,000 | -56,000 | 80,000 | 233,000 |
| Income tax | -3,000 | -20,000 | 25,000 | 86,000 |
| Net income | -6,000 | -36,000 | 55,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,511,000 | 12,465,000 | 12,624,000 | 12,777,000 |
| Total capital | 12,802,000 | 12,748,000 | 12,899,000 | 13,032,000 |
| Risk-weighted assets | 23,061,000 | 22,430,000 | 21,902,000 | 20,315,000 |
Machine access — free, no API key
Every figure shown here about PROFICIO BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.