Call reports 2018
CENTURY BANK — 2018
What CENTURY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 92,528,000 | 90,611,000 | 90,767,000 | 90,327,000 |
| Total loans | 52,640,000 | 53,247,000 | 55,406,000 | 53,963,000 |
| Allowance for loan losses | 725,000 | 748,000 | 748,000 | 687,000 |
| Securities available for sale | 34,231,000 | 32,520,000 | 30,802,000 | 28,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,016,000 | 70,858,000 | 72,693,000 | 73,088,000 |
| Interest-bearing deposits | 58,672,000 | 57,373,000 | 57,872,000 | 58,642,000 |
| Noninterest-bearing deposits | 14,344,000 | 13,485,000 | 14,821,000 | 14,446,000 |
| Equity capital | 8,648,000 | 8,274,000 | 8,448,000 | 8,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,627,000 | 2,456,000 | 3,334,000 |
| Interest expense | 102,000 | 218,000 | 348,000 | 488,000 |
| Net interest income | 689,000 | 1,409,000 | 2,108,000 | 2,846,000 |
| Noninterest income | 75,000 | 153,000 | 225,000 | 293,000 |
| Noninterest expense | 461,000 | 903,000 | 1,370,000 | 1,834,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 125,000 |
| Pretax income | 298,000 | 629,000 | 933,000 | 1,175,000 |
| Income tax | 69,000 | 145,000 | 214,000 | 269,000 |
| Net income | 229,000 | 484,000 | 719,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,293,000 | 8,947,000 | 9,182,000 | 9,369,000 |
| Total capital | 10,018,000 | 9,695,000 | 9,930,000 | 10,056,000 |
| Risk-weighted assets | 67,268,000 | 68,027,000 | 69,094,000 | 67,372,000 |