Call reports 2016
CENTURY BANK — 2016
What CENTURY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 86,519,000 | 86,486,000 | 89,243,000 | 86,786,000 |
| Total loans | 53,657,000 | 52,540,000 | 51,964,000 | 51,104,000 |
| Allowance for loan losses | 697,000 | 723,000 | 725,000 | 725,000 |
| Securities available for sale | 26,823,000 | 29,149,000 | 30,100,000 | 28,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,368,000 | 67,347,000 | 69,790,000 | 67,223,000 |
| Interest-bearing deposits | 54,014,000 | 53,310,000 | 53,835,000 | 51,744,000 |
| Noninterest-bearing deposits | 13,354,000 | 14,037,000 | 15,955,000 | 15,479,000 |
| Equity capital | 8,520,000 | 8,263,000 | 8,437,000 | 8,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,434,000 | 2,144,000 | 2,841,000 |
| Interest expense | 62,000 | 125,000 | 193,000 | 262,000 |
| Net interest income | 662,000 | 1,309,000 | 1,951,000 | 2,579,000 |
| Noninterest income | 95,000 | 181,000 | 265,000 | 319,000 |
| Noninterest expense | 439,000 | 862,000 | 1,284,000 | 1,700,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 318,000 | 578,000 | 915,000 | 1,182,000 |
| Income tax | 96,000 | 171,000 | 279,000 | 330,000 |
| Net income | 222,000 | 407,000 | 636,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,491,000 | 8,181,000 | 8,410,000 | 8,626,000 |
| Total capital | 9,188,000 | 8,904,000 | 9,135,000 | 9,351,000 |
| Risk-weighted assets | 63,527,000 | 62,525,000 | 62,381,000 | 61,377,000 |