Call reports 2015
CENTURY BANK — 2015
What CENTURY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,178,000 | 85,046,000 | 86,105,000 | 85,136,000 |
| Total loans | 48,294,000 | 49,214,000 | 50,655,000 | 54,322,000 |
| Allowance for loan losses | 656,000 | 656,000 | 657,000 | 701,000 |
| Securities available for sale | 32,810,000 | 30,888,000 | 29,875,000 | 24,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,271,000 | 65,990,000 | 67,351,000 | 67,241,000 |
| Interest-bearing deposits | 53,568,000 | 50,605,000 | 52,987,000 | 51,892,000 |
| Noninterest-bearing deposits | 14,703,000 | 15,385,000 | 14,364,000 | 15,349,000 |
| Equity capital | 8,094,000 | 7,708,000 | 8,041,000 | 8,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 696,000 | 1,388,000 | 2,118,000 | 2,809,000 |
| Interest expense | 65,000 | 130,000 | 196,000 | 256,000 |
| Net interest income | 631,000 | 1,258,000 | 1,922,000 | 2,553,000 |
| Noninterest income | 87,000 | 170,000 | 257,000 | 334,000 |
| Noninterest expense | 428,000 | 848,000 | 1,259,000 | 1,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 298,000 | 588,000 | 906,000 | 1,121,000 |
| Income tax | 82,000 | 163,000 | 252,000 | 264,000 |
| Net income | 216,000 | 425,000 | 654,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,099,000 | 7,883,000 | 8,113,000 | 8,268,000 |
| Total capital | 8,755,000 | 8,539,000 | 8,770,000 | 8,969,000 |
| Risk-weighted assets | 57,591,000 | 57,224,000 | 58,440,000 | 62,014,000 |