Call reports 2014
CENTURY BANK — 2014
What CENTURY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,920,000 | 84,529,000 | 83,918,000 | 86,105,000 |
| Total loans | 41,801,000 | 46,009,000 | 48,695,000 | 51,695,000 |
| Allowance for loan losses | 582,000 | 582,000 | 582,000 | 656,000 |
| Securities available for sale | 33,757,000 | 33,437,000 | 29,668,000 | 28,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,514,000 | 65,928,000 | 66,393,000 | 64,640,000 |
| Interest-bearing deposits | 51,657,000 | 48,571,000 | 52,071,000 | 50,007,000 |
| Noninterest-bearing deposits | 17,857,000 | 17,357,000 | 14,322,000 | 14,633,000 |
| Equity capital | 7,284,000 | 7,334,000 | 7,582,000 | 7,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,334,000 | 2,020,000 | 2,770,000 |
| Interest expense | 64,000 | 132,000 | 199,000 | 265,000 |
| Net interest income | 591,000 | 1,202,000 | 1,821,000 | 2,505,000 |
| Noninterest income | 95,000 | 181,000 | 266,000 | 350,000 |
| Noninterest expense | 439,000 | 855,000 | 1,284,000 | 1,713,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 258,000 | 540,000 | 813,000 | 1,082,000 |
| Income tax | 66,000 | 135,000 | 205,000 | 244,000 |
| Net income | 192,000 | 405,000 | 608,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,672,000 | 7,509,000 | 7,712,000 | 7,883,000 |
| Total capital | 8,254,000 | 8,091,000 | 8,294,000 | 8,539,000 |
| Risk-weighted assets | 53,532,000 | 57,557,000 | 59,013,000 | 62,337,000 |