Call reports 2013
CENTURY BANK — 2013
What CENTURY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,372,000 | 85,777,000 | 87,461,000 | 89,015,000 |
| Total loans | 40,015,000 | 42,143,000 | 43,874,000 | 47,211,000 |
| Allowance for loan losses | 488,000 | 538,000 | 529,000 | 580,000 |
| Securities available for sale | 40,812,000 | 38,673,000 | 36,862,000 | 35,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,563,000 | 67,357,000 | 67,099,000 | 68,961,000 |
| Interest-bearing deposits | 49,994,000 | 49,954,000 | 49,097,000 | 52,910,000 |
| Noninterest-bearing deposits | 17,569,000 | 17,403,000 | 18,002,000 | 16,051,000 |
| Equity capital | 7,329,000 | 6,785,000 | 6,720,000 | 6,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,379,000 | 2,069,000 | 2,761,000 |
| Interest expense | 70,000 | 141,000 | 212,000 | 283,000 |
| Net interest income | 631,000 | 1,238,000 | 1,857,000 | 2,478,000 |
| Noninterest income | 90,000 | 173,000 | 262,000 | 351,000 |
| Noninterest expense | 390,000 | 718,000 | 1,124,000 | 1,581,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 100,000 |
| Pretax income | 329,000 | 692,000 | 994,000 | 1,186,000 |
| Income tax | 91,000 | 191,000 | 264,000 | 282,000 |
| Net income | 238,000 | 501,000 | 730,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,110,000 | 7,137,000 | 7,366,000 | 7,481,000 |
| Total capital | 7,598,000 | 7,675,000 | 7,895,000 | 8,061,000 |
| Risk-weighted assets | 53,267,000 | 55,516,000 | 56,392,000 | 59,938,000 |