Call reports 2012
CENTURY BANK — 2012
What CENTURY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 81,568,000 | 81,256,000 | 83,312,000 | 87,449,000 |
| Total loans | 34,673,000 | 38,746,000 | 41,598,000 | 45,080,000 |
| Allowance for loan losses | 443,000 | 437,000 | 438,000 | 488,000 |
| Securities available for sale | 39,728,000 | 37,269,000 | 35,702,000 | 35,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,869,000 | 62,761,000 | 64,443,000 | 67,475,000 |
| Interest-bearing deposits | 51,875,000 | 49,520,000 | 48,879,000 | 51,768,000 |
| Noninterest-bearing deposits | 17,994,000 | 13,241,000 | 15,564,000 | 15,707,000 |
| Equity capital | 7,192,000 | 7,131,000 | 7,478,000 | 7,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,369,000 | 2,082,000 | 2,815,000 |
| Interest expense | 89,000 | 175,000 | 261,000 | 342,000 |
| Net interest income | 573,000 | 1,194,000 | 1,821,000 | 2,473,000 |
| Noninterest income | 94,000 | 189,000 | 284,000 | 377,000 |
| Noninterest expense | 430,000 | 843,000 | 1,247,000 | 1,664,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 237,000 | 568,000 | 888,000 | 1,166,000 |
| Income tax | 66,000 | 160,000 | 250,000 | 309,000 |
| Net income | 171,000 | 408,000 | 638,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,897,000 | 6,826,000 | 7,057,000 | 6,871,000 |
| Total capital | 7,340,000 | 7,263,000 | 7,495,000 | 7,359,000 |
| Risk-weighted assets | 49,904,000 | 53,070,000 | 55,200,000 | 58,227,000 |