Call reports 2011
CENTURY BANK — 2011
What CENTURY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 74,739,000 | 72,002,000 | 73,930,000 | 78,944,000 |
| Total loans | 34,072,000 | 34,335,000 | 35,687,000 | 36,699,000 |
| Allowance for loan losses | 416,000 | 438,000 | 440,000 | 442,000 |
| Securities available for sale | 35,298,000 | 32,322,000 | 31,860,000 | 35,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,391,000 | 62,593,000 | 62,312,000 | 66,637,000 |
| Interest-bearing deposits | 50,903,000 | 48,943,000 | 46,597,000 | 49,462,000 |
| Noninterest-bearing deposits | 14,488,000 | 13,650,000 | 15,715,000 | 17,175,000 |
| Equity capital | 5,392,000 | 5,802,000 | 6,029,000 | 7,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,322,000 | 1,980,000 | 2,659,000 |
| Interest expense | 134,000 | 242,000 | 341,000 | 437,000 |
| Net interest income | 519,000 | 1,080,000 | 1,639,000 | 2,222,000 |
| Noninterest income | 80,000 | 164,000 | 248,000 | 336,000 |
| Noninterest expense | 542,000 | 946,000 | 1,355,000 | 1,818,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 57,000 | 323,000 | 617,000 | 825,000 |
| Income tax | 3,000 | 50,000 | 137,000 | 182,000 |
| Net income | 54,000 | 273,000 | 480,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,296,000 | 5,514,000 | 5,719,000 | 6,726,000 |
| Total capital | 5,712,000 | 5,952,000 | 6,159,000 | 7,168,000 |
| Risk-weighted assets | 45,049,000 | 44,414,000 | 46,389,000 | 49,593,000 |