Call reports 2010
CENTURY BANK — 2010
What CENTURY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 68,116,000 | 66,807,000 | 68,762,000 | 71,756,000 |
| Total loans | 31,294,000 | 30,557,000 | 32,889,000 | 33,388,000 |
| Allowance for loan losses | 419,000 | 421,000 | 413,000 | 416,000 |
| Securities available for sale | 33,122,000 | 31,708,000 | 31,374,000 | 33,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,305,000 | 55,164,000 | 56,444,000 | 61,056,000 |
| Interest-bearing deposits | 29,849,000 | 30,202,000 | 29,942,000 | 48,283,000 |
| Noninterest-bearing deposits | 26,456,000 | 24,962,000 | 26,502,000 | 12,773,000 |
| Equity capital | 4,937,000 | 5,216,000 | 5,274,000 | 5,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,326,000 | 1,964,000 | 2,598,000 |
| Interest expense | 160,000 | 318,000 | 469,000 | 629,000 |
| Net interest income | 513,000 | 1,008,000 | 1,495,000 | 1,969,000 |
| Noninterest income | 87,000 | 176,000 | 266,000 | 353,000 |
| Noninterest expense | 432,000 | 862,000 | 1,334,000 | 1,885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 528,000 | 756,000 | 933,000 |
| Income tax | 37,000 | 147,000 | 184,000 | 218,000 |
| Net income | 131,000 | 381,000 | 572,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,671,000 | 4,913,000 | 4,805,000 | 5,241,000 |
| Total capital | 5,090,000 | 5,334,000 | 5,218,000 | 5,657,000 |
| Risk-weighted assets | 39,589,000 | 39,569,000 | 43,654,000 | 44,412,000 |