Call reports 2009
CENTURY BANK — 2009
What CENTURY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,610,000 | 62,726,000 | 63,201,000 | 64,707,000 |
| Total loans | 29,589,000 | 30,937,000 | 31,412,000 | 30,974,000 |
| Allowance for loan losses | 428,000 | 427,000 | 417,000 | 418,000 |
| Securities available for sale | 24,894,000 | 27,498,000 | 28,164,000 | 29,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,284,000 | 52,809,000 | 50,485,000 | 52,925,000 |
| Interest-bearing deposits | 28,299,000 | 28,637,000 | 27,270,000 | 28,510,000 |
| Noninterest-bearing deposits | 21,985,000 | 24,172,000 | 23,215,000 | 24,415,000 |
| Equity capital | 4,806,000 | 4,755,000 | 5,059,000 | 5,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,393,000 | 2,108,000 | 2,812,000 |
| Interest expense | 195,000 | 383,000 | 559,000 | 733,000 |
| Net interest income | 486,000 | 1,010,000 | 1,549,000 | 2,079,000 |
| Noninterest income | 79,000 | 166,000 | 261,000 | 357,000 |
| Noninterest expense | 402,000 | 841,000 | 1,256,000 | 1,767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 401,000 | 645,000 | 815,000 |
| Income tax | 39,000 | 95,000 | 161,000 | 193,000 |
| Net income | 135,000 | 306,000 | 484,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,675,000 | 4,755,000 | 4,720,000 | 4,770,000 |
| Total capital | 5,103,000 | 5,182,000 | 5,137,000 | 5,188,000 |
| Risk-weighted assets | 35,920,000 | 37,685,000 | 38,264,000 | 38,351,000 |