Call reports 2018
CFBANK NATIONAL ASSOCIATION — 2018
What CFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 529,176,000 | 558,273,000 | 605,767,000 | 664,284,000 |
| Total loans | 438,338,000 | 503,971,000 | 524,620,000 | 575,277,000 |
| Allowance for loan losses | 6,976,000 | 6,981,000 | 7,005,000 | 7,011,000 |
| Securities available for sale | 11,186,000 | 11,614,000 | 11,064,000 | 10,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,723,000 | 489,727,000 | 534,163,000 | 583,488,000 |
| Interest-bearing deposits | 369,200,000 | 387,339,000 | 439,564,000 | 466,757,000 |
| Noninterest-bearing deposits | 93,523,000 | 102,388,000 | 94,599,000 | 116,731,000 |
| Equity capital | 49,678,000 | 51,141,000 | 54,083,000 | 62,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,103,000 | 10,967,000 | 17,587,000 | 24,880,000 |
| Interest expense | 1,101,000 | 2,468,000 | 4,239,000 | 6,359,000 |
| Net interest income | 4,002,000 | 8,499,000 | 13,348,000 | 18,521,000 |
| Noninterest income | 379,000 | 1,189,000 | 1,816,000 | 2,652,000 |
| Noninterest expense | 3,135,000 | 6,713,000 | 10,511,000 | 14,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,246,000 | 2,975,000 | 4,653,000 | 6,711,000 |
| Income tax | 243,000 | 589,000 | 908,000 | 1,347,000 |
| Net income | 1,003,000 | 2,386,000 | 3,745,000 | 5,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,287,000 | 50,772,000 | 53,740,000 | 62,085,000 |
| Total capital | 54,531,000 | 56,709,000 | 59,974,000 | 69,066,000 |
| Risk-weighted assets | 417,712,000 | 473,776,000 | 497,815,000 | 558,344,000 |