Call reports 2017
CFBANK NATIONAL ASSOCIATION — 2017
What CFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 414,978,000 | 430,428,000 | 447,998,000 | 480,514,000 |
| Total loans | 368,794,000 | 373,500,000 | 398,246,000 | 414,502,000 |
| Allowance for loan losses | 6,942,000 | 6,958,000 | 6,964,000 | 6,970,000 |
| Securities available for sale | 14,006,000 | 12,925,000 | 11,878,000 | 11,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,969,000 | 370,390,000 | 381,836,000 | 419,959,000 |
| Interest-bearing deposits | 275,650,000 | 283,887,000 | 304,275,000 | 327,293,000 |
| Noninterest-bearing deposits | 74,319,000 | 86,503,000 | 77,561,000 | 92,666,000 |
| Equity capital | 42,059,000 | 42,820,000 | 43,694,000 | 43,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,856,000 | 8,038,000 | 12,431,000 | 17,198,000 |
| Interest expense | 737,000 | 1,469,000 | 2,297,000 | 3,307,000 |
| Net interest income | 3,119,000 | 6,569,000 | 10,134,000 | 13,891,000 |
| Noninterest income | 164,000 | 333,000 | 521,000 | 721,000 |
| Noninterest expense | 2,448,000 | 5,021,000 | 7,556,000 | 10,179,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 835,000 | 1,881,000 | 3,099,000 | 4,433,000 |
| Income tax | 284,000 | 629,000 | 1,029,000 | 2,445,000 |
| Net income | 551,000 | 1,252,000 | 2,070,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,181,000 | 41,957,000 | 42,898,000 | 43,179,000 |
| Total capital | 45,802,000 | 46,612,000 | 47,817,000 | 48,271,000 |
| Risk-weighted assets | 367,158,000 | 369,817,000 | 391,215,000 | 405,320,000 |